Acca insurance offers are one of the best and most sought after promotions with betting sites.

For those placing accas across any sport, betting sites with acca insurance offers are a great option, giving you added insurance on the bets you place.

Miss out narrowly? You’ll get your stake back, sometimes as cash, sometimes as a free bet, but it’s great coverage that only a handful of bookmakers offer, something that sets them apart from the competition.

Here we take a look at some of the best acca insurance offers on the market.

If you’re a UK punter, looking to place regular acca bets, then these are the brands you should be looking towards, as their insurance is a great safety net for you.

Alongside offers such as the weekly free bet clubs that are available, this is a great option for acca fans.

Betfred

Acca Flex from betfred is the ultimate offer for acca punters, it gives you a bonus on winnings, plus acca insurance if your bet misses by one leg.

Acca insurance offers alone are a real positive for punters, so to see this one giving even more, with a bonus on winning bets as well, this is why we think the Betfred acca flex offer is the best of the bunch.

This flex is available on both pre-match and in-play football accas, so it doesn’t matter when you bet. The wager needs to have a minimum of five selections, and each of them needs to be at odds of 1/2 (1.50) or greater.

The best part? Your money is given back as cash, so you can do as you please with it, rather than being a free bet with restrictions like some others offer.

• Acca Insurance Offer: Money back in cash up to £10
• Minimum Legs: 5
• Minimum Odds: 1/2 (1.50) or bigger each selection

Bet442

With a name like Bet442, you'd expect a site that has some impressive football offers, and with bet builder specials and acca offers, they really do live up to their name and give football punters plenty to work with.

Their acca insurance offer is for football only, and covers the biggest leagues in Europe, plus all English football down to the National League if you’re betting closer to home.

This is available on bets that have five legs or more, and all legs need to come from the qualifying leagues for this to count, so before you start placing those bets, make sure you check the qualifying leagues list.

No minimum odds are in place per selection, instead these are based on the overall odds of the bet, which must be at 4/1 (5.00) or greater.

• Acca Insurance Offer: Money back as a free bet up to £10
• Minimum Legs: 5
• Minimum Odds: Minimum total bet odds 4/1 (5.00)

Ladbrokes

With Ladbrokes acca insurance, you can get your money back as a free bet on accas if your bet misses out by one selection.

This is an offer that can be claimed once per day by customers, so if you’re placing multiple accas, just note you’ll only be able to take advantage of this once, after having it, you can’t get it again until the following day.

There’s odds minimums on both individual selections and the total bet, odds need to be 1/10 on individual selections, and 3/1 on the overall bet, for it to be eligible.

Should you trigger the insurance, you’ll receive your stake back as a free bet, up to a maximum of £10, and that needs to be used within seven days.

• Acca Insurance Offer: Money back as a free bet up to £10
• Minimum Legs: 5
• Minimum Odds: 1/10 on selections, 3/1 on the overall bet

Kwiff

The Kwiff acca shield works in the same way as acca insurance offers, however, the slight difference here is what you receive back, if you trigger the offer.

Instead of money back as cash or a free bet, you will receive a free surprise bet from Kwiff, up to the same value as your original stake. Kwiff offers these to be different, essentially giving you a free bet but on randomly chosen selections.

To qualify for the acca insurance, your bet must have four or more selections. Each selection must have odds of 1/2 (1.50) or greater, and the overall bet must have odds of 4/1 (5.00) or greater.

There’s also a minimum stake needed of £5 to qualify, and if you get the acca shield offer, you can only take it once per week.

• Acca Insurance Offer: Money back as a surprise bet up to £20
• Minimum Legs: 4
• Minimum Odds: 1/2 (1.50) on selections, 4/1 (5.00) on the overall bet

Unibet

The Unibet acca insurance offer is a great way to protect yourself, and with leg restrictions, no odds restrictions, it’s one of the most accessible on the market.

To qualify, you must tick the box to add acca insurance when you place your bet, and the bet must have three selections or more in it.

There are no odds requirements here, either for the bet in full, or for each selection. However, when you add acca insurance to your bet, by taking the offer, your accumulator total odds will decrease slightly, to take this insurance offer into account.

Should your acca miss out by one selection, you’ll receive your money back as a free bet. This free bet is valid for an acca with three selections or more, with each at odds of 1/2 or greater.

• Acca Insurance Offer: Money back as a free bet up to £10
• Minimum Legs: 3
• Minimum Odds: No minimum odds

What is Acca Insurance?

Acca insurance is a betting promotion that is provided by selected bookmakers. This is a promotion that is solely for accumulator bets, or accas as they’re more commonly known.

This insurance means that if your bet fails by one selection, then you will receive your stake back, sometimes as cash, but usually as a free bet.

Think of it as a back up, for if just one let’s you down in the bet. This makes it different to offers like enhanced odds offers, which are designed to boost odds on winners.

For Example:

Place a £10 accumulator with five teams with a bookmaker that doesn’t offer acca insurance. If one selection loses, and the others win, you will receive nothing back.

Place a £10 accumulator with five teams with a bookmaker that does offer acca insurance, and you’d receive your £10 stake back, either as cash or more likely, as a free bet to have another attempt.

How to Choose the Best Acca Insurance Offers

Below we have five elements, which vary between betting sites, and will determine just how good an acca insurance offer is. Of course, these offers are all good, better than taking nothing, but some are even better than others, thanks to the make up of them.

Refund Type

The majority of acca insurance offers will give you a refund as a free bet to the value of your stake, this is the normal stance. For the best offers, look for a return in cash, so you can do as you wish with it, including withdraw if you want to. Some offers, such as the Kwiff offer, give the refund as a surprise bet, so it’s a bet with pre-chosen selections, meaning you can pick them yourself.

Minimum Selections

There will be a minimum number of selections to hit in your acca, to ensure it qualifies for the acca insurance offer. The best offers out there are usually with a minimum of three selections, but four and five are common. The higher the number, the less flexibility you have.

Minimum Odds

Another minimum to look out for is minimum odds, this comes in two different ways, on the selections individually and on the bet as a whole. Finding an offer without minimum odds is hard, but if you do take one, look to have just one minimum to hit, rather than having to hit them for both the individual teams and the overall bet.

Limit on Sports & Leagues

Some acca insurance offers are limited on the sports and leagues you can use, so look at this when making a decision on where to bet. You should always want the most flexibility, so look for ones that cover multiple sports, or more than just the big football leagues, just in case you ever venture into betting on them.

Free Bet Expiry

Finally, if you’re getting your money back as a free bet token, check the expiry date. You should be looking for as long as possible, so you have time to place the free bet when you want to, and aren’t rushed into betting on something you’re not familiar with, because the token is expiring.

Acca Insurance FAQs